For Insurance Adjusters & Claims Teams

From damage photo to
code-compliant repair estimate
in seconds.

A Decision-Support System that gives adjusters a defensible starting point. AI-powered estimates with confidence scoring, building code compliance, and permit flags.

3-day free trial • Enterprise volume • 500 credits/month

Decision-Support System — not a replacement for adjusters. A tool that provides a defensible starting point for review.
The problem

Adjusters process dozens of claims weekly.

Every claim needs fast but defensible estimates. Local building codes, permit requirements, and labor rates vary by jurisdiction. Manual estimation is slow and inconsistent. HandeeFriend gives adjusters a verified starting point they can review, adjust, and submit.

Confidence Scoring

Every estimate has a confidence score.

HandeeFriend rates every estimate from 0 to 100. High-confidence estimates can be processed quickly. Low-confidence items are automatically flagged for manual review by the adjuster.

  • 85+ High confidence — ready for adjuster review
  • 50-84 Medium — review recommended before submission
  • <50 Low — manual review required, flagged automatically
87
Confidence Score
Damage TypeWater Damage - Kitchen
Repair Estimate$4,200 - $7,800
Permit RequiredYes - Plumbing
Code CompliantVerified
Three steps

How Adjusters Use HandeeFriend

1

Photograph the damage

Adjuster photographs water damage in a kitchen. Upload the photo with location data for jurisdiction-specific estimates.

2

AI returns code-compliant estimate

HandeeFriend returns a repair estimate with confidence score, permit flags, building code compliance checks, and local trade rates.

3

Review, adjust, submit

The adjuster reviews the estimate, makes adjustments based on their expertise, and submits. 10x faster than manual estimation.

Real scenario

From site visit to submitted estimate: 10x faster.

Adjuster photographs water damage in a kitchen. HandeeFriend returns a code-compliant repair estimate with confidence score, permit flags, and local trade rates. The adjuster reviews, adjusts, and submits — 10x faster than manual estimation.

Decision-Support System — adjuster always has final review
Enterprise features

Built for insurance at scale.

📷

Photo-Based Assessment

Upload damage photos. AI identifies damage type, severity, affected materials, and produces an itemized repair estimate with local pricing.

🎯

Confidence Scoring (0-100)

Every estimate includes a confidence score. Low-confidence items are automatically flagged for manual review. High-confidence estimates accelerate processing.

Building Code Compliance

Estimates are checked against local building codes for the property's jurisdiction. Non-compliant repairs are flagged with the applicable code reference.

📜

Permit Requirement Detection

Automatically detects when repairs require permits (electrical, plumbing, structural). Permit costs are included in the estimate.

💲

Local Labor Rates

GPS-based labor rate lookup. Estimates use local trade rates for the property's jurisdiction, not national averages.

📋

3-Tier Repair Quotes

Budget, Standard, and Premium repair options. Adjusters select the appropriate tier based on policy coverage and property class.

📄

Professional PDF Reports

Export claims-ready PDF reports with photos, itemized costs, confidence scores, code references, and permit requirements.

🚀

Enterprise Volume

500 credits per month on the standard enterprise plan. Custom volume pricing available for large insurers processing thousands of claims.

Enterprise pricing

Built for claims volume.

Start with a free trial. Scale to custom enterprise pricing.

Standard Enterprise
Enterprise
Individual adjusters & small teams
$149.99 /month
or $1,349.99/year (save 25%)
  • 500 credits / month
  • Photo-based damage assessment
  • Confidence scoring (0-100)
  • Building code compliance
  • Permit requirement detection
  • Local labor rates
  • 3-tier repair quotes
  • Professional PDF reports
  • Bulk export
Start Free Trial
Custom Enterprise
Large insurers & national teams
Custom
Volume pricing for 1,000+ claims/month
  • Custom credit volume
  • Everything in Enterprise
  • White-label PDF reports
  • API access
  • Team seats & role management
  • Dedicated account manager
  • Custom integrations
  • SLA guarantees
Contact Sales
Important

Decision-Support, not a replacement.

HandeeFriend is a Decision-Support System that provides adjusters with a defensible starting point for claims estimation. It is not a replacement for professional adjusters, licensed appraisals, or independent inspections. Every estimate requires adjuster review before submission.

🎯
Confidence Scoring
Every estimate rated 0-100. Low scores auto-flag for manual adjuster review.
Code Compliance
Estimates checked against local building codes. Non-compliant items flagged with code references.
📄
Adjuster Final Review
The adjuster always has final review and adjustment authority before any estimate is submitted.

Process claims 10x faster.

Give your adjusters a defensible starting point. Review, adjust, submit.

Start Free Trial